Thursday, May 26, 2011

Protect Our Bank Account from Online Scams

Phishing scams:
Phishing scams send fraudulent emails hidden as an official email request from a bank to gain private and susceptible information. Recipients are lured into believing the mail and they click on a link that leads them to a bogus website that looks like to the bank’s actual website. This way, the fraudsters detain secret details such as customer ID, IPIN, credit/debit card numbers, card expiry date and CVV number. Customer’s email address is obtained by the fraudster through undependable sites where the consumer could have revealed his email address or common it in chat rooms, blogs or mailing lists. On its website, HDFC Bank suggests that when consumers realize they have been victims of a phishing scam, they should instantly access their net banking account and modify the IPIN and Make sure recent transactions in the account. If no fraudulent transactions are experimental, then they have to forward the phishing email to the bank for future situation.

This is a grouping of voice and phishing. The fraudster sets up a regular dialer and when the telephone is answered, a pre-recorded message is played that tells the consumer that his/her credit card has had unlawful activity and the customer must call the recorded phone number instantly. When the consumer calls the number, it is answered by a pretend voice that instructs the customer to enter his/her 16-digit credit card number. Once the customer begins to trail instructions, the customer falls prey by giving his identity theft or personal information like date of birth, passport number and mother’s maiden number. Hence, in case of any doubt, the consumer must cut off the call and right away report it to the bank. An ICICI Bank representative warns, “Do not put down any personal or account details on any telephone system that you are directed to. When a telephone number is specified, you must first call the phone number on the back of your credit card or on your bank statement to make sure whether the given number really belongs to the corresponding bank. We make awareness amidst our customers through our communication on the website, advertisements, mailers and statements.”
Pirated softwares:
Sometimes they encompass malwares and some kind of a computerized virus initiated while replication content. There are no security upgrades obtainable; therefore it leads to the software being susceptible and flat to be broken by the present Trojans. This also leads to computers behave unreliable, because the software’s are injected with virus.

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