Tuesday, July 3, 2012

Shield yourself from recent 5 online scams

Almost 60 % of United States customers say they'd rather shop online than go to the shopping mall according to a recent survey. But in a few cases, the ease of clicking can come at the expense of safety.
Protect yourself this by avoiding following online scams: 

Travel Deals 

You may be in the habit of taking all your travel plans online, but be cautious when it comes to booking a stateroom on a travel ship. The Better Business Bureau received more than 1,300 complaints concerning travel lines and free-travels scams last year.

Several times,online scammers will send many e-mails, postcards, and other mailings trying to get you to call them in order to claim your 'free tours.' Don't be fooled by certified looking websites also. Collect as much data as you can about the dealing… Keywords that should increase a red flag consist of "free," "discounted," or "exceptional offers."

Avoid receiving ripped off by doing study. Look up genuine sites for assessment on the tour line you are planning to buy from. Unless you begin the call and have established that the site you plan to book a tour on is legitimate, do not expose your credit card data’s.

Expensive Goods

Just as a $30 Birkin bag on the street corner is too excellent to be true, so is the $200 Swiss watch online. In a tight economy, consumers are always looking to save a buck or two," said Katherine Hutt, representative for the Council of Better Business Bureaus. Too often, what seems to be a 'great deal' is really a careless knock-off in disguise.

Fake goods have turn into a $650 billion worldwide industry, and counterfeited products shipped to America from abroad cause U.S. companies to lose hundreds of millions of dollars a year in sales.
Best bet: Purchase the product from the brand's authorized website or from an honest retailer.

Summer Jobs

Now the internet is a large tool for seeking job openings, it's also fertile ground for rip-off artists.
"Many students seeking summer jobs may have little to no previous work knowledge, and are excited to submit an application for jobs that needs limited work experience but offer high salaries," said Steve J. Bernas, president and CEO of the BBB (Better Business Bureau) serving Chicago and Northern Illinois. Though, the truth is these offers may be scams rather than genuine work opportunities.
If a site needs that you send money to have access to interview "prep" and top-level clients, it is a scam, warns the Federal Trade Commission. You finish up paying for these services, only to see out there is no job.

The BBB (Better Business Bureau) offers the subsequent advice to those seeking jobs online:
Do not send money to a company in swap over for a job role. In scams, fees can be ask for for "information kits"; "administrative costs"; "materials", etc. This usually finishes up with the customer getting nothing, or not getting what they expected and not being able to get their money back.
Do not provide out your personal data. A probable genuine employer will not give your bank account, credit card or PayPal account no. Only provide your banking data if you are hired by a genuine company and you decide to have your paycheck direct deposited.

Scholarships and Financial Aid

The BBB warns parents about websites related to scholarships, grants, and financial aid posts which are made obtainable for a fee.

Getting college learning can be the first step toward finding a promising career. But students should not waste their scarce resources on companies that assure to find aid but never send.

Genuine and high-quality scholarships will be free. Check out consistent websites that offer information about scholarships and college economic aid, such as Federal Student Aid (FSA) from the U.S. Department of Education.


With online scams, it is not only buying online that creates dangers. There are drawbacks for sellers too. With the financial downturn, many timeshare owners can no longer to pay annual fees or need to save money by selling their stake in the goods. Thus the BBB warns that proprietors must never try to sell their timeshare online. 

Sellers should be on aware when companies want to blame upfront fees for services such as processing and/or lawful fees. Sellers should not give bank data or their Social Security number to people who assert to have buyers, as these sellers can fall victim to scam artists posturing as timeshare resellers.
The BBB directs possible sellers to believe using a business that offers to sell for a fee only after the timeshare is sold.

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